METHODS OF PAYMENT

OceanPointe's Dental Assisting Program is an accelerated course at 12 weeks. It is not eligible for federalfinancial aid. The school offers the following payment options for your convenience:

1. MERITIZE LENDING:
   1. Online pre-approval
   2. Funds the full cost of tuition
   3. Fixed or variable rates
   4. Make full payments, interest-only payments, or no payments until 3 months after graduation
   5. Repayment of loan over 3 or 5 years
   6. No penalty fees for early loan payoff
   7. Apply at https://apply.meritize.com
   
   Note: Applicants may use any lender of their choice.
   
   
2. *ZERO INTERO IN-HOUSE PAYMENT PLAN

   OceanPointe Dental Academy can design custom payment plans specific to each student's financial need. A $50Registration fee and a $250 platform and registration fee is required and paid by the student upon registering on our website. An email with login credentials will be sent to the student for immediate access to the video and lecture content platform alongside instructions for platform use, and course syllabus.

   The following in-house payment options are designed to be interest-free and have the cost of the program paid in full by the last day of class. Plans can be scheduled with weekly or bi-weekly to ensure your payment plan meets your financial needs.

CANCELLATION AND REFUND POLICY

Grounds for Cancellation/Termination: The school reserves the right to terminate the training of any student at any time, due to absences and/or not abiding by class rules and regulations. Any student placed on probation twice for the same reason (Ex. insufficient progress, nonpayment) will be terminated from their training program.Students who fail to maintain at least 85% GPA at the end of each academic period, have unexcused absences greater than 25% for each academic period, fail to meet their financial obligations to the school may be subject to termination by the Director. The school reserves the right to cancel any scheduled training program due to insufficient enrollment.

Change in Schedule Start Date: The school reserves the right to cancel a class start date due to insufficient enrollment. If this occurs, the student may request a full refund of all monies paid or apply all monies paid to the next scheduled class.

Graduation Conditions: Prior to receiving a certificate of completion or other program certificates, a student must fulfill all financial obligations. In addition, the student must have met the minimum attendance policy (80%completed hours) and a minimum GPA of 85%.

Refund Policy: The termination date for refund computational purposes is the last date of actual attendance by the student. Students who are rejected from training are entitled a refund of all money paid.

A full refund will be issued to any student who makes the request within three days after signing the enrollment agreement and making an initial payment.

Students, who do not visit the school prior to enrolling, may withdraw without penalty within three days following a scheduled orientation and tour of the facilities and equipment. Students who attend will receive a refund on a pro rata basis for up to 55% completion of the period.

If a student completes more than 55% of the period of enrollment, the entire contract price of the program maybe retained. Pro rata is based upon total hours attended in comparison to total program hours. All money due to a student shall be refunded within thirty (30) days from the last date of attendance.

Student's Right To Canncel: The student (applicant) has a right to cancel the enrollment agreement and obtain a refund of charges paid through attendance at the first class session, or the 7th day after enrollment, whichever is later.

All notice of cancelation should be submitted in writing, Cancelation notice will be effected immediate after is hand deliver to Satwinder Grewal, RDAEF2, 825 Twelve Bridges Drive, STE 55, Lincoln, CA 95648.

A full refund of all monies paid will be made to any applicant who cancels the enrollment agreement within seven business days of signing the enrollment agreement and making initial payment to the school.

An applicant requesting cancellation of enrollment after more than seven business days after enrolling and signing an enrollment agreement is entitled to a refund of all monies paid minus the $200.00 application fee.

A full refund of all monies paid will be made to any applicant who is not accepted by the school. A full refund of all monies paid will be made to any applicant if school discontinues educational service. A full refund of all monies will be made to any applicant if the school cancels or changes the time or location of the program is such a way that a student who had started the course is unable to complete.

Any monies due the applicant shall be refunded within 30 days from date of cancellation or failure to appear on or before the first day of class.

The refund shall be the amount you paid for instruction multiplied by a fraction, the numerator of which is the number of clock hours of instruction which you have not received but for which you have paid, and the denominator of which is the total number of clock hours of instruction for which you have paid. The calculated refund will be adjusted for the non-refundable items listed in this agreement. The dental assisting program is considered a 162-hour course. For a list of these costs, see the current schedule of charges which details costs of materials and books. IF THE AMOUNT THAT YOU HAVE PAID IS MORE THAN THE AMOUNT THAT IS OWED FOR THE TIME YOU ATTENDED, THEN A REFUND WILL BE MADE WITHIN 30 DAYS OF YOUR WITHDRAWAL. IF THE AMOUNT THAT YOU OWED IS MORE THAN THE AMOUNT THAT YOU HAVE ALREADY PAID, THEN YOU WILL HAVE TO MAKE ARRANGEMENTS TO PAY IT.

All fees are identified in this catalog and in the enrollment agreement

Refund Policy:

1. Refund computations will be based on scheduled clock hours of class attendance and calculated as of the last date of attendance. Refund will be made in full to the applicant within thirty days as directed on our policy.
2. The official date of withdrawal will be considered to have occurred the earliest of the following: (a) The last date of attendance, if the students is terminated by the school; or, (b) The date of receipt of written notice from the student; or, (c) The day after the second complete absence from the program.
3. If an applicant pays any portion of tuition prior to entrance and does not enter school after the seven-business day cancellation privilege, a full refund of the tuition will be made to the applicant minus the $100.00 application fee
4. Once the student has entered school and after the expiration of the seventh-business day cancellation privilege, the following policy will be in effect: (a) The student may withdrawal from the course after instruction has started and receive a pro rata refund for the unused portion of the tuition and other refundable charges if the student has completed 100% or less of the instruction. The tuition charges made by the school will be the pro rata amount of tuition based on the number of clock hours completed.

Withdrawal From The Course: You have the right to withdraw from the course of instruction at any time. If you withdraw from the course of instruction after the period allowed for cancellation of the enrollment agreement, which is until midnight of the seventh business day following the signing of this agreement or through the first-class session (whichever is later), the school will remit a refund within 30 days following your withdrawal. The refund shall be the amount you paid for instruction multiplied by a fraction, the numerator of which is the number of clock hours of instruction which you have not received but for which you have paid, and the denominator of which is the total number of clock hours of instruction for which you have paid. The calculated refund will be adjusted for the nonrefundable items listed in this agreement. This program is considered an 162 hour course. For a list of these costs, see the current schedule of charges which details costs of materials and books. IF THE AMOUNT THAT YOU HAVE PAID IS MORE THAN THE AMOUNT THAT IS OWED FOR THE TIME YOU ATTENDED, THEN A REFUND WILL BE MADE WITHIN 30 DAYS OF YOUR WITHDRAWAL. IF THE AMOUNT THAT YOU OWED IS MORE THAN THE AMOUNT THAT YOU HAVE ALREADY PAID, THEN YOU WILL HAVE TO MAKE ARRANGEMENTS TO PAY IT.

The California State Refund Is Calculated As Follows: The amount a student paid for instruction received multiplied by a fraction, the numerator of which is the total number of hours of instruction which you have not received but for which you have paid, the denominator of which is the total number of hours for which you have paid.

REFUND POLICY FOR STUDENTS CALLED TO ACTIVE MILITARY SERVICE

A student of the school or college who withdraws from the school or college as a result of the student being called to active duty in a military service of the United States or the National Guard may elect one of thefollowing options for each program in which the student is enrolled:

1. If tuition and fees are collected in advance of the withdrawal, a pro rata refund of any tuition, fees, or other charges paid by the student for the program and cancellation of any unpaid tuition, fees, or other charges owed bythe student for the portion of the program the student does not complete following withdrawal;
2. A grade of incomplete with the designation "withdrawn-military" for the courses in the program, other than courses for which the student has previously received a grade on the student's transcript, and the right to re-enroll in the program, or a substantially equivalent program if that program is no longer available, not later thanthe first anniversary of the date the student is discharged from active military duty without payment of additionaltuition, fees, or other charges for the program other than any previously unpaid balance of the original tuition,fees, and charges for books for the program;
3. The assignment of an appropriate final grade or credit for the courses in the program, but only if the instructor or instructors of the program determine that the student has:
   1. satisfactorily completed at least 90 percent of the required coursework for the program
   2. demonstrated sufficient mastery of the program material to receive credit for completing the program.m

The payment of refunds will be totally completed such that the refund instrument has been negotiated or credited into the proper account(s), within 60 days after the effective date of termination.

Hypothetical Refund Example:

If a student completes 48 hours of the 156-hour program and has paid the entire tuition of $2,500.00 the student would receive a $885.86 refund for the unused portion of tuition paid. This is based on the fact that the tuition is $16.03 per instructional clock hour.

Assume that a student, upon enrollment in a 156-hour course, pays $1,655.00 for tuition, $50.00 for registration, $250 online platform fee, $420 lab supplies and dental kit, $70 for clinical attire, and5 $55.00 for CPR specified in the enrollment agreement, then withdraws after completing 48 hours of elapsed time. The pro rata refund to the student would be $885.86 based on the calculation stated below.

Based on the preceding example, the refund calculation would be made in the following way:

*For the purpose of determining the amount they owe for the time they attended, a student shall be deemed to have withdrawn from the course when any of the following occurs:

1. They notify the school of their withdrawal in writing.
2. The school terminates their enrollment agreement

GRIEVANCE POLICY

Any student that has a complaint or grievance about an issue at School should first share their complaint with the instructor. If they are not satisfied or if their complaint is with the instructor, they can take their complaint to the director of the school. We will do our best to handle each issue fairly. However, all policies or procedures stated in the student catalog will remain in effect.

The school director will notify the student in writing of the appointment date in which the concerns or appeal will be addressed. Every effort will be made to bring an amicable closure to the concern. Should it be necessary, a panel of instructors will hear the concerns and will be asked to assist in bringing a resolution to concerns and/or appeals. The student will be notified in writing within five business days of the outcome of the meetings. Should the contract be canceled by either the student or the school the last date of attendance will be used as the date to calculate any refund in accordance with the school’s refund polic

Complaints are defined as any student concern regarding the school programs, services, or staff. A student who has a concern about a school-related issue is encouraged to schedule a conference with the school director to find resolution. If an issue is not resolved to a student's satisfaction through the conference, the student can file a formal complaint in writing with the school director who will formally investigate the complaint, take appropriate action, and provide a written response to the student by the 10th business day after the day the formal written complaint is received by member of the school faculty or staff. Note: a conference with the director is not required before a student files a formal written complaint.

How to File a complain

Students whom have a complaint or who would like to appeal a dismissal must request in writing an appointment for an interview with the Director. The written request must include the following information:

• Student’s full name and current address
• A statement of the concern including dates, times, instructors, and if applicable, other students involved
• Date of complaint letter and signature of the student
• Three dates in which the student would be available for a meeting with the Director. These dates should be within 10 business days of the complaint.

The Director will notify the student in writing of the appointment date in which the concerns or appeal will be addressed. Every effort will be made to bring an amicable closure to the concern. Should it be necessary, a panel of instructors will hear the concerns and will be asked to assist in bringing a resolution to concerns and/or appeals. The student will be notified in writing within five business days of the outcome of the meetings.

The Director will be available to discuss any problems or complaints brought forth by any student. If the matter remains unresolved after conferring with the Director, the following steps will be taken: Submit a written description of the complaint to the Director.

• Within 14 days of the written complaint, the Director will appoint a Review Board consisting of the Director, the Lead Clinical Instructor, and two top-performing, impartial students. The Director will serve as Chairman
• Within 7 days, the Director will convene to discuss the problem and interview the complainant
• Within 7 days of the meeting, the school’s Review Board will render its decision. The Board’s decision is final and not subject to appeal

Hold Harmless Agreement

OceanPointe Dental Academy of South Carolina and the student acknowledge that there is some risk of accident, injury, or infectious associated with the use of the equipment and other aspects of the course of study, including but not limited to direct care and contact of other students, clients, patients, or residents at the clinical or training facility site. The student does hereby waive, release, and discharge OceanPointe Dental Academy of South Carolina of any and all liability and all claims for damages for death, personal injury, or property damage which the student may have or which hereafter accrue to the student as a result of participation in the dental assisting program whether or not caused by negligence or fault of OceanPointe Dental Academy of South Carolina

This release is intended to discharge the school, and its officers, employees, representatives, students, volunteers, and agents from and against any and all liability arising out of or connected in any way with my participation in the training, internship/externship, hands-on activities, practice, or other activities. Knowing risks exist, nevertheless, the student hereby agrees to assume those risks and to release and to hold harmless all persons or agencies mentioned above that might otherwise be liable to the student or their heirs or assigns for damages. The student further understands and agrees that this waiver, release, and assumption of risk is to be binding on their heirs and assigns.

In addition, the student gives permission to receive, if necessary, emergency medical services by authorized personnel, and that any cost incurred as a result of such medical treatment will be my responsibility.